Know Your Tax EstimateBefore You File.
Taxspire's free Personal Income Tax estimator. Complete 4 short steps and get a full breakdown of what you owe, built on the latest Nigerian tax rules.
How to calculate your tax estimate with Taxspire
No tax knowledge needed. Complete 4 short steps and we do the maths.
Tell us about yourself
Select what describes your work situation — employee, freelancer, self-employed, Ltd director, or any combination. Many Nigerians earn from multiple sources and we handle all of them. We only show the questions that are relevant to you.
What we ask
Which best describes you?
- Salaried employee
- Consultant / freelancer
- Self-employed (CAC registered)
- Ltd / Company director
- Multiple income sources
Enter your income
Tell us what you earned this year. We show only the income fields that match your profile — so an employee sees salary fields, a freelancer sees a single earnings field, and a business owner enters revenue and expenses. Multiple sources are combined into one assessment.
- Salaried employee
- Consultant / freelancer
- Self-employed (CAC registered)
- Ltd / Company director
- Multiple income sources
Let us know your deductions
Most people leave money on the table by missing reliefs they're entitled to. We surface every deduction that applies to you — pension, NHF, NHIS, life insurance, dependant allowances, and the new rent deduction available for 2026 under the Nigeria Tax Act 2025.
What you can claim
Your deductions
- Pension (PENCOM) contribution
- NHF contribution (2.5% of basic)
- NHIS contribution
- Life insurance premium
- Dependent children & relatives
- Rent paid — 2026 deduction
See your full tax estimate
Get a complete breakdown — every deduction applied, your chargeable income calculated, and exactly what you owe or may have overpaid. Create a free account to unlock and save your full report. If your liability is significant, an advisor can help you file correctly.
Questions people ask before they start
Not sure if the estimator is right for you? These come up a lot.
Your tax number, in minutes.
Stop guessing what you owe. Get a full, accurate Personal Income Tax breakdown based on the latest Nigerian tax law and your actual income.
